A colleague and I were talking of the technical debt being incurred on the project we are currently consulting for, when I commented its a bit of a wanky term. CDS quickly reminded me that its a term probably used when a Dev, Architect, consultant is talking to someone in more of a business role and that we have to talk in their terms, i.e. ROI, Debt, Interest, Inflation... i.e "$$$ speak".
It was a good reminder that in times when you need to emphasise crucial points it probably best to talk in a language the other party will actually understand, and therefore "get" the significance of the problem. It is then up to them to make a more informed business decision from there.